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There's a lot of greed involved in the insurance industry. That being said, we knew it was important to create a program rooted in these three core principles

We're not like most cluster groups.



We're like that one friend you can always count on to be brutally honest...


We'll tell it like it is. Not everyone is a fit for our group...and that's okay.

We're looking for experienced P&C insurance agents that have a desire to own and run their own business. If that's you...great! We'd love to guide you in this next step of your career journey.

If not, we're flattered that you're interested in seeing what all of the buzz is about. We may not be able to call you a partner, but our experienced team is happy to offer our knowledge and advice based on your unique situation and business goals.

We're not afraid to answer the hard questions. In fact, we encourage them! 

We've been in your shoes, and know the uncertainty that comes along with the transition to independence. 

Unfortunately, greed is far too prevalent in this sector of our industry. Many groups will roll out the red carpet

We've cut out the greed factor. Our program is mutually beneficial 


We're confident that we have the best contract out there, so we don't need to hide how we make money on our end. 

We understand that ownership is important. You work hard to build a book of business and thus a ‘nest egg’ for the future. YOU did that hard work, and YOU should be the one that truly benefits from selling your business someday.

Fairness- Sure, one might say that 'Life isn't fair.' Other independent agency groups out there will milk you for all you're worth. Large upfront fees and not-so-attractive(or favorable?) commission splits are a thing of the past. At ISG United, we realize that when you thrive as a member agency, so do we. 

There are many risks and uncertainty 

Starting your own independent agency is a risk, but we set you up for success from the start


It's only fair that a group sets you up for success from the start...and that 

Our business model truly is mutually beneficial.


Maintain Ownership of your agency

  • Maintain ownership of your agency.

We understand that ownership is important. You work hard to build a book of business and thus a ‘nest egg’ for the future. YOU did that hard work, and YOU should be the one that truly benefits from selling your business someday.

  • Retain 100% of carrier commissions, no splits.

Many groups split commissions. At first glance, this may look like an easy way to start building an independent agency. However, if you are committed to being an agent full time, this arrangement gets expensive quickly. Check out our comparison charts on commission split versus our monthly fee program.

  • Access more standard lines carriers with carrier guidance from our team.

It is increasingly difficult to gain access to competitive products. We maintain relationships with many of the best carriers in the business and will help guide you to those that will fit your business and help you grow.

  • Participate in annual profit-sharing bonuses from carriers.

Many networks or groups don’t allow their partner agencies to participate in annual bonuses from carriers. At ISG United, we feel this practice is not consistent with a true partnership. We share the annual bonuses with our partner agencies that have contributed premium to the carrier awarding the bonus.

  • Access commercial lines and life insurance programs to increase your retention.

Many programs neglect this area of support for growing agencies. We know that life insurance and commercial lines opportunities can add to the profitability of an agency. Our goal is to provide you with choices on how to integrate these services into your agency to help increase your revenues.

  • Receive discounted rates for Salesforce, EzLynx, and E-Signature programs.

Take advantage of being part of a larger organization and get great discounts for rating, management, and operations systems. Many of our partner agents save enough on the technology cost through our program to pay for being part of our group!


Our experienced team has worked diligently to create a predictable fixed cost program to help you grow and maintain a successful independent insurance agency. The experience we gained while being part of both captive and independent agency programs has allowed us to streamline our organization and focus on program aspects that matter most!

ISG UNITED for pens.png
Franchises/Cluster Groups/MGA's
No upfront fees
Large upfront fees
$5k - 60k just to start...yikes!
Profit sharing bonus opportunities for ALL
(up to 75%)
No profit sharing bonuses 
Maintain 100% ownership of your agency
Pay large fees to leave OR forced to sell back to the group
Keep ALL of your hard-earned commissions
Pay 25-50% cut of your commissions
Open contract
No non-compete clauses
Forced non-compete & can't sell carriers outside of the group
Or email or call (817) 500-9648
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